DriveSmarter — Car Cost Calculator

Current Weekly Transport Spend $80 / week

Weekly Travel Distance 250 km

Fuel Price (per litre) $2.80

Electricity Price (per kWh) $0.42

Annual Inflation Rate 3%

Depreciation Year 1 20%

Depreciation Year 2+ 10%

Maximum Weekly Payment (loan + fuel + insurance + maintenance + rego) $175 / week

Loan & Registration (applies to all)

Deposit ($) $5,000

Loan Interest Rate (%) 6.5%

Loan Term (years) 5 years

Registration ($/year)

Fuel

Petrol / Diesel

Fuel Consumption (L/100km) 8 L/100km

Car Price ($)

Insurance ($/year)

Maintenance ($/year)

Hybrid

Fuel + Electric

Fuel Consumption (L/100km) 4.5 L/100km

Car Price ($)

Insurance ($/year)

Maintenance ($/year)

Electric

Full EV

Energy Use (kWh/100km) 16 kWh/100km

Car Price ($)

Insurance ($/year)

Maintenance ($/year)

Fuel Car -- --

Hybrid Car -- --

Electric Car -- --

Term Deposit Option

Term Deposit Rate (% p.a.) 4.5%

Weekly Transport Without Car ($) $60

Pay Off Mortgage Instead

Mortgage Interest Rate (%) 6.2%

Remaining Mortgage Balance ($)

Remaining Mortgage Term (years) 25 years

Before you buy that car

Your Current Transport

Your Driving Habits

Your Budget

Configure Each Car

Loan & Registration (applies to all)

Fuel

Hybrid

Electric

Results

What are other NZ buyers choosing?

What If You Don't Buy?

Term Deposit Option

Pay Off Mortgage Instead

Daily Limit Reached

Your Current Transport

Your Driving Habits

Your Budget

Configure Each Car

Loan & Registration (applies to all)

Fuel

Hybrid

Electric

Results

What are other NZ buyers choosing?

What If You Don't Buy?

Term Deposit Option

Pay Off Mortgage Instead